Refinancing debt could be a good idea

Have you ever considered how lenders compare applicants? Typically, the lowest rate goes to those who have the highest likelihood of repaying the loan on time. A lot of data goes into determining that probability, including the person’s credit, income and outstanding debt. As these factors improve, the terms on new loans might improve as […]

Rental properties can make good investments, but they come with risk

Rental properties can make good investments, but they come with risk

Maybe your financial house is in order. Your debt is manageable or paid off. You have an emergency fund, and now you’re looking for ways to grow your wealth. Or perhaps you’re planning ahead by learning about different investments options. Have you considered becoming a landlord? Rent prices tend to rise over time, providing an […]

Some couples invest in their future in ways other than a diamond ring

What does an engagement ring look like? For many people, my wife included, the answer is a diamond ring. While that’s a concept that didn’t become widely accepted until the diamond industry’s marketing campaigns in the mid-1900s, it’s one that holds strong today. However, some couples are going in an alternative direction. The intention isn’t to be […]