What can we learn from the Tiny House phenomenon?

What can we learn from the Tiny House phenomenon?

You may not have seen one in your neighborhood yet, but the tiny house phenomenon has spread across the country. For some, the move is driven by a desire to downsize and live a minimalistic lifestyle. Others see it as a way to decrease their impact on the environment. Economics are often a large part […]

Mistakes on your tax return could lead to an audit

You’re not alone if your heart pounds when you see a letter from the Internal Revenue Service in your mailbox. While some lucky filers get sent a letter because they’re due a larger refund, most of us fear the worst – an audit. Those fears may be largely unfounded for the average household. Only about […]

Refinancing debt could be a good idea

Have you ever considered how lenders compare applicants? Typically, the lowest rate goes to those who have the highest likelihood of repaying the loan on time. A lot of data goes into determining that probability, including the person’s credit, income and outstanding debt. As these factors improve, the terms on new loans might improve as […]

Some couples invest in their future in ways other than a diamond ring

What does an engagement ring look like? For many people, my wife included, the answer is a diamond ring. While that’s a concept that didn’t become widely accepted until the diamond industry’s marketing campaigns in the mid-1900s, it’s one that holds strong today. However, some couples are going in an alternative direction. The intention isn’t to be […]

Prepare your budget for closing costs when buying a home

Imagine the frustration that would follow if you spent hours planning and narrowing in on a dream home only to find out that you can’t afford it when push comes to shove. Starting with a price range can help you make the most of your search, but you’ll need to account for closing costs to […]