Consider a side of insurance with your health insurance

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TOM MURPHY AP Health Writer Health insurance costs have climbed so high, there's insurance for it. More employers are offering their workers supplemental coverage for expenses that crop up when an unexpected illness or injury hits. These additional policies can help make up for lost wages due to disability leave and pay bills that regular health insurance doesn't cover. They're often available in the fall open enrollment window that many companies provide for benefit changes. Whether an employee should consider one of these plans can depend on their regular insurance, medical history and financial health. Here's a closer look. THE COVERAGE Plans that cover serious illnesses, accidents and hospital stays are the most common forms of supplemental coverage. They can be purchased sepa
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