Marc SigmonSpecial to the Valley NewsAs 2025 comes to a close, uncertainty surrounding the individual health insurance Marketplace – commonly referred to as Obamacare – has surprised many individuals and families who rely on these plans for their health insurance coverage.For years, these plans have served as a critical option for self-employed individuals, early retirees, and households without access to employer-sponsored insurance.In California, Covered California operates as a state-run health insurance exchange and functions independently from the federal government. While it was established under the Affordable Care Act (ACA), California has taken additional steps to manage plan offerings, enrollment rules, and consumer protections at the state level.The expi
