Jeff Pack Staff Writer  The McKinsey Global Institute reports that 3.5 million homes in California will be needed by 2025 in order to address a housing crisis in the state.  Combine a reported lack of affordable housing statewide with a poverty rate of 13.45% in the Inland Empire, just lower than the national average of 14.9%, and the need becomes even more daunting.  Habitat for Humanity Inland Valley works on behalf of the 460,000 people they say they serve in the region to bridge that gap, one home at a time.  The nonprofit continually raises funds through grants and other funding sources but relies heavily on the generosity of residents right here in the Temecula Valley, which is why they are hoping that this year’s Christmas Tree Lane event will attract residents to
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