SACRAMENTO (AP) — California is proposing to restrict auto insurance practices that regulators say benefit those who have more money, more education and are white.
The state Department of Insurance proposed regulations Monday that would prohibit insurance companies from using so-called "affinity groups" to discriminate based on educational attainment or income level, among other factors.
The bulk of drivers in the groups already fall into lower income categories, responded one insurance association, while another warned that the change could have the unintended effect of harming working-class Californians. The American Property Casualty Insurance Association said similar discount programs are offered in 48 states.
A ballot initiative approved by Califo