Teach your children to avoid the mistakes you made with money

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WASHINGTON CROSSING, Penn. – Numerous surveys show that many Americans live paycheck to paycheck, have little saved for retirement and lack fundamental financial knowledge. Part of the problem, experts have said, is that financial literacy has not been emphasized in American education; only 21 states require high school students to take a personal finance-related class. If parents want their children to learn the value of money and how to avoid financial problems as adults, the education has to start at home, Steve Kruman, a financial planner and investment adviser at Bryce Wealth Management, said. “When they understand their parents’ financial situation and gain an understanding of financial literacy, they are more likely to appreciate the gifts they are given, or aren
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