Understand nursing home care and the Medicaid ‘look-back period’

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Understanding how health plans work and learning about potential financial reviews for nursing home payment qualification is a good idea for anyone concerned about financing their future health care needs. Valley News/Courtesy photo
TEMECULA – Health care plans provide access to medical care and other necessities and reduce out-of-pocket health-related expenses. Each plan is different, and depending on where you live, your coverage may vary. People quickly find that many health care plans do not include provisions for long-term health care, such as paying for nursing facilities. Understanding how health plans work and learning about potential financial reviews for nursing home payment qualification is a good idea for anyone concerned about financing their future health care needs. Health care basics In the United States, health care is largely privately managed, with most employers offering access to various health coverage plans. Government subsidized plans include Medicare, which is for retirement-age ind
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