When health issues crop up, people often have to decide where best to seek medical attention, with urgent care and the emergency room being potential destinations. But for more and more Californians, their smartphone is now the preferred way to see and talk to a doctor.Telemedicine visits, also known as virtual care, typically last less than 20 minutes, often cost less than $50 and enable people to connect 24/7 with a health care provider via a smartphone, tablet or personal computer to help diagnose and treat certain medical conditions. While nearly 40% of Americans said they are interested in using telemedicine in the future to access care, a separate J.D. Power survey found nationwide telehealth adoption is currently as low as 10%.Closing this gap by expanding the use of vir