Hemet City Council opts to self-insure for workers’ compensation claims

The Hemet City Council, after much discussion over changing their workers’ compensation insurance carrier, chose a program to self-insure and pay up to a $250,000 deductible per occurrence relying on past experience of low claims. The city determined the high deductible or excess program presented by the California Joint Powers Insurance Authority would be a better choice, as in the past the city has had low workers’ compensation insurance claims. At the May 12 city council meeting, the council directed staff to evaluate the options of primary or excess workers’ compensation programs with membership in the CJPIA. The council adopted a series of resolutions that approved the city’s membership in the CJPIA, with the caveat that staff return with an evaluation. At the May 26