Factors that may impact homeowners insurance
ESCONDIDO – Homeowners insurance, or sometimes called home insurance, is a type of insurance policy that provides financial protection for a home and its contents in the event of damage, loss or liability.It is important because it provides coverage for the repair of personal belongings or rebuilding of the home if they are damaged or destroyed. It can offer a homeowner peace of mind in case of unexpected events.In San Diego County, events such as wildfires, earthquakes, floods and landslides have the potential to occur, and each of them necessitates additional insurance coverage to ensure adequate protection.Home insurance typically costs around $974 per year, or $81 per month, for a policy with $250,000 in dwelling coverage, according to Bankrate.com. While it is not legall